Effective Date: January 1, 2025

‍1. Agreement to Terms

By using www.ymg.financial, you agree to these Terms & Conditions. If you do not agree, please refrain from using our site.

2. Services Provided

YMG Financial, Inc. offers mortgage lending guidance, loan pre-approvals, refinancing solutions, and real estate investment financing. All content on our website is for informational purposes only and should not be considered financial advice.

3. Prohibited ActivitiesUsers agree not to:

• Provide false or misleading loan application information.
• Attempt unauthorized access to our website.
• Use our site for fraudulent or illegal purposes.

4. Intellectual Property

All website content, including text, images, logos, and graphics, is the property of YMG Financial, Inc. and cannot be copied or reproduced without written permission.5. Disclaimers & Limitation of LiabilityWe strive for accuracy but do not guarantee that all content is error-free. YMG Financial, Inc. is not liable for any financial decisions made based on website information.6. Governing LawThese terms are governed by the laws of California, and disputes will be resolved in California courts.

For questions, contact hello@ymg.financial.