Effective Date: January 1, 2025

1. What Are Cookies?

Cookies are small text files stored on your device when you visit our website. They help us recognize your browser and improve user experience.

2. Types of Cookies We Use

• Essential Cookies: Required for website security and functionality.
• Performance Cookies: Track website interactions for optimization.
• Marketing Cookies: Help us deliver targeted mortgage and financial content.

3. How We Use CookiesWe use cookies to:

• Improve website functionality and security.
• Analyze visitor behavior for content optimization.
• Personalize mortgage offers based on your interests.

4. Managing CookiesYou can disable cookies via browser settings. However, doing so may affect website performance.For inquiries, contact hello@ymg.financial.